American IRA

Profile

A Self-Directed Traditional IRA offers investors the flexibility to take control of their retirement savings by allowing investments in a wide range of assets beyond traditional stocks and bonds. This type of account enables individuals to invest in real estate, precious metals, private equity, and more, providing opportunities for diversification and potentially higher returns. Contributions are typically made on a pre-tax basis, allowing for tax-deferred growth, which means you won’t pay taxes on earnings until you withdraw funds in retirement. To establish a Self-Directed Traditional IRA, you need to choose a custodian who specializes in these accounts, fund your IRA through contributions or rollovers, and identify suitable investment opportunities while conducting thorough due diligence. This approach not only empowers investors with direct control over their financial decisions but also helps mitigate risks through diversified investments, making it a valuable component of a robust retirement strategy.